Qualify for a loan based on your
property’s cash flow, NOT your personal income.
Use Rental Income to Qualify for Investment Properties
There are many things to consider with DSCR loans. Our advisors are here to help talk these through:
Use your foreign or US income, assets & credit to qualify for mortgage for investment, primary home or second home.
Ideal for: Borrowers with verifiable income and credit history.
How it works: Requires full income and asset documentation (e.g., W-2s, pay stubs, bank statements).
Benefits: Typically lower interest rates and access to traditional mortgage terms.
Acquire property quickly with short-term financing for fast closings or fix and flip.
Ideal for: Investors needing fast funding between property transactions.
How it works: Short-term, interest-only loans to "bridge" the gap between buying and selling properties.
Benefits: Quick funding, flexible terms, useful in competitive markets or for auction properties.
Designed for investors focused on renovation and resale, with short-term targeted funding.
Ideal for: Real estate flippers and rehabbers.
How it works: Funds both the property purchase and renovation costs.
Benefits: Fast approval, tailored terms for resale timing, and potential high ROI.
+ 7.7%
Year over year median home value increase in Florida
Source: Zillow, 2023
$72,000
Average gross profit per flip in Florida
Source: ATTOM Data Solutions, 2023
+ 10%
Increase in Miami FL single family rental prices year over year
Source: Apartment List, 2023
25%
Percentage of all Florida home sales purchased by investors
Source: CoreLogic, 2023
300,000
New residents in 2023, one of the country’s fastest growing states
Source: U.S. Census Bureau, 2023